Prestige Publishing, LLC. (“Prestige Publishing” or “we”, “our” or “us”) operates the Smart Income Library services, encompassing our podcasts, newsletters, websites, the Smart Income Library, mobile apps, and related social media pages (collectively, the “Services”).
These Terms of Service are an integral part of the overall “Agreement” between you and us, which also includes:
Our Privacy Policy, elucidating how we collect and use your information.
Our Shipping, Refunds, and Returns Policy, governing orders from the Smart Income Library.
By using the Services, you agree to be bound by this Agreement.
We may modify this Agreement, effective upon posting on the Services. Your continued use after any modification is deemed acceptance. Regularly review this Agreement for updates. If you disagree with modifications, discontinue Services use.
1. CONTENT
Proprietary Rights
Except for User Content, Smart Income Library, its affiliates, contributors, and licensors own or control all materials on the Services (Proprietary Materials). Do not exploit, modify, or create derivative works unless stated otherwise. You are granted a limited license for non-commercial, personal use, subject to compliance.
Your Content
Conditions of use grant us a license for Your Content. You represent having necessary rights for this license. Your Content must not violate copyright or proprietary rights.
Third-Party Content & User Content
Services may contain third-party content and User Content. While we retain rights to filter User Content, we are not responsible for it. Users own their User Content.
2. CONDUCT
Use the Services lawfully. Prohibited activities include criminal acts, dangerous behavior, harassment, spamming, and commercial use. Your actions and Content must comply with these standards.
3. LINKS
Services may link to third-party websites. We don’t monitor or control linked sites and aren’t responsible for their content or services. Access third-party sites at your own risk.
Special Promotions
Participate per official rules. We may use winners’ information as outlined in those rules.
4. THIRD-PARTY COMPANIES AND PROVIDERS
Services may facilitate interactions with third-party businesses. Transactions, disputes, or obligations with these entities are solely between you and them.
5. DISCLAIMERS AND LIMITATION OF LIABILITY
Services are provided “as is.” We disclaim implied warranties. We and third-party providers aren’t liable for operation, security, or accuracy. Smart Income Library is not responsible for User actions or Content. Liability is limited to fees paid in the past 180 days.
6. LEGALITY
Adhere to applicable laws. We aren’t liable for legal restrictions affecting your participation.
7. APPLICABLE LAW; JURISDICTION
Governing law is New York. Exclusive jurisdiction for disputes is in federal and state courts in New York.
8. BINDING ARBITRATION
Disputes are subject to binding arbitration per JAMS Rules in New York. Waiver of jury trial is acknowledged.
9. INDEMNITY
You agree to indemnify and hold Smart Income Library harmless from third-party claims due to your breach.
10. SEVERABILITY
Provisions are severable. Invalidity in one jurisdiction doesn’t affect others.
11. ELECTRONIC COMMUNICATIONS
Communications are electronic. Consent to receive communications electronically is implied.
12. OTHER
Agreement is accepted upon using Services. Failure to enforce rights doesn’t waive them.
13. SUPPORT
For assistance, contact support@smartincomelibrary.com.
14. MODIFICATION
We reserve the right to modify the Services and this Agreement. Notice of material changes will be provided where possible.
Contact support@smartincomelibrary.com with questions about this Agreement.
